Boat Loans & Financing

If you are buying a New or Used Boat or Yacht or Refinancing your Boat or Yacht, we can help you secure your boat loan or luxury yacht financing.

Boat Loans from $25,000 to $10,000,000. We also provide your Loan Closing Documentation Service.

Lowest Boat Loan Interest Rates

Excel Creditâ„¢ is a leader in the boat financing and yacht financing industry. We offer National Coverage in all of the 48 contiguous states (excludes Hawaii and Alaska). Our new and used boat loans are highly competitive with the lowest Boat Loan Interest Rates and Yacht Loan Interest Rates.

Call our Customer Service Department at 1-800-337-7774 opt.# 1 to help you find the boat financing program suitable for you! You can also apply for your new or used boat or yacht loan online. The choice is yours.


Apply Online Print ApplicationCall: 1-800-337-7774Payment Calculator

Boat Loans
Boat & Yacht Loans

Stop fishing around for a Boat Loan, We ALWAYS have the lowest boat loan interest rates available. Most Loans approved within 24 hours.

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RV Financing
RV Financing & Loans

Is Motorhome Financing driving you crazy? We have the lowest rates and best terms available for your RV loan. Get your quote today!

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Aircraft Financing
Aircraft Financing & Loans

Get your head in the clouds, with aircraft financing from Excel Credit. The industries lowest aircraft loan rates and longest terms.

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Hi Tom - This is the second time we have used your services. Buying an rv isn't that different than buying a car except monies are being credited and paid out in every direction. There was a great amount of trust built up during that first transaction. Buying a large boat was however a very complex transaction and would have been hard to imagine doing without your attention to detail. We would never consider a large purchase in the future without your services.Sincerely, Ted & Beth Daniels

If we have one passion, it's boating! So of course we have purchased quite a few boats over the years. Each time we've called Excel Credit for our financing needs, Tom and his staff have provided outstanding service to us, making the entire financing process a breeze. We've developed a great relationship with them over the years, and will continue to depend on them to coordinate financing for any future boat purchases.C. Levi

You guys were absolutely awesome to work with. If you are on any social media I'd like to write a review. Thank you again and I look forward to using your services in the future. S. Jorgenson Jax FL

Mr. Bell was a great person to work with, His attention to detail and foresight made us very proactive instead reactive to all situations that were arising in the transaction. I would highly recommend Mr. Bell or Excel Credit.–Danny Davis
Broker Associate at Prudential All American Homes.