Simple & Secure Application Process

Lowest Boat Loan Interest Rates

Apply For A Boat Loan

Excel Credit

Boat Loans: Secure Financing for New or Used Boats and Yachts

If you're in the market to buy a new or used boat or yacht, or considering refinancing your current one, we have the perfect solution for you. At Excel Credit, we specialize in boat loans and luxury yacht financing, providing you with the financial support you need to make your dream a reality.

Flexible Loan Options

Our boat credit loans range from $25,000 to $25,000,000, ensuring that we can accommodate various budgets and vessel types. Additionally, we offer Loans Credit Closing Documentation Service, streamlining the process and saving you valuable time and money.

Get the Best Rates

Our experienced loan specialists are dedicated to finding you the best rates and terms for your boat loan. Using our advanced boat calculator, we analyze different credit options and months to secure the most favorable terms, ensuring you receive competitive financing.

Calculate Your Payments

Curious about how much your monthly payments will be? Utilize our boat loan calculator today to estimate your payment based on the loan amount, interest rate, and term. This tool empowers you to make informed decisions and budget accordingly for your boat or yacht purchase.

When it comes to boat loans, Excel Credit is your trusted partner. Our streamlined financing process, competitive rates, and exceptional service make us the top choice for securing financing for your new or used boat or luxury yacht.

Apply For Your Boat Loan Now

Apply online for Boat Loans & Financing:
Our online Boat Loan Credit Application
is secured with a 256-Bit encryption. Once you complete your application and provide the required documentation, it will be reviewed by a Loan Officer and a credit decision will be made. You will then be contacted by a Loan Officer who will review the decision with you.

Excel Aircraft Click Here To Apply

Boat, Aircraft & RV

All Loans Services

Boat and Yacht Loans

Stop fishing around for a Bank Boat Loan, We ALWAYS have the lowest boat loan interest rates available with lower monthly payments. Most Loans approved within 24 hours.

RV Financing and Loans

Is Motorhome Financing driving you crazy? It's Easier than a home loan! We have the lowest finance rv rates and best terms available for your RV loan. Get your best rv rate quote today!

Aircraft Financing & Loans

Get your head in the clouds, with aircraft financing from Excel Credit. We offer the industries lowest aircraft loan rates and longest terms which means lower monthly payments for you.

Exotic Car Financing & Loans

Turn the key on your dream ride with exotic car financing from Excel Credit. We have the lowest rates in the exotic auto market, giving you powerful performance with surprisingly low payments.

Excel Credit

Lowest Boat Loan Interest Rates

Excel Credit™ is a leader in the boat financing and yacht financing industry. We offer National Coverage in all of the 48 contiguous states (excludes Hawaii and Alaska). Our new and used boat credit loans are highly competitive with the lowest Boat Interest Rates and Yacht Loan Interest Rates.

Lowest Possible Interest Rates on All Loans

Most Loans Approved Within 24 Hours

Lowest Monthly Payments & Best Terms

Excel Credit Yacht Loans & Financing

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Simple Application Process

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Personalized Customer Service

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Fast Application Review and Approval

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Hassle Free Boat Financing

Reviews

Customer Testimonials

You guys were absolutely awesome to work with. If you are on any social media I'd like to write a review. Thank you again and I look forward to using your services in the future.

S. Jorgenson Jax FL

Mr. Bell was a great person to work with, His attention to detail and foresight made us very proactive instead reactive to all situations that were arising in the transaction. I would highly recommend Mr. Bell or Excel Credit.

Danny Davis

Broker Associate at Prudential All American Homes

All of the people at Excel Credit were pleasant to deal with. They were very effecient and did what they said that they would do.

Cathy Brady

Analytics

Excel credit was awesome to deal with. They really helped simplify the financing and paperwork portion of our rv purchase.

Stephen Kuehl

It was such a pleasure working with Excel Credit. Couldn't be more happy with the level of service. Highly recommend them.

Phillip M West

These people were the best to deal with. Made it very easy Very knowledgeable on their product. Very responsive on any questions I had. I would definitely use them again and inform others to use them.

Pat Studnicka

Everyone at Excel Credit was very professional, personable, and paid close attention to every detail! Can’t say enough about the level of service my wife and I have received! A big thank you to everyone at Excel Credit!

Tom Wegge

I cant express enough what a pleasure it is to do business with Tom Bell of Excell credit & his staff on every level. - They Truly add to the enjoyment of buying a boat.

Bob Mecca

Analytics

What piece of mind! My husband and I are from Canada, with Covid-19 we are limited with our travels right now. The Excel credit team, has made the purchase of our Luxe RV so simple. Purchased out of state and now on our lot in Florida. Thank You Crista.

Jackie Bilodeau

jackie-bilodeau
Why Choose Excel Credit

Our Benefits

Why Choose Us?

With Excel Credit, you can expect a seamless and efficient financing process tailored specifically to your needs. We provide competitive rates and terms, ensuring that you receive the most favorable financing options available. Our team of knowledgeable loan specialists will guide you through the entire process, answering any questions and assisting you in finding the perfect loan for your boat or yacht purchase.

We also offer a range of loan amounts, accommodating various budgets and vessel types. Additionally, Excel Credit provides exceptional customer service, prioritizing your satisfaction and making your boat ownership dreams a reality. Trust Excel Credit as a trusted and reliable partner in securing your boat or yacht loan.

Boat / RV / Aircraft Financing